These figures are for illustration purposes only, always consult a mortgage professional prior to making any decision. James Mckeown Limited O/A MortgageHFX takes no liability for the accuracy of this information. 

If your mortgage is currently with a big bank make sure to use the posted rate, or your current interest rate plus any discount you were given as big banks calculate their penalty on the higher rate, not the rate you pay. 

Comparison interest rate is your current lenders interest rate for the term as close to your remaining amortization, for example if you have 36 months remaining, you would enter your lenders current 3 year rate.